IAPMO HUMAN RESOURCES
SUCCESS THROUGH PEOPLE
401k & Profit Sharing
Participant Site: Click Here
Group #: 51930
Telephone: (833) 569-2433
Hours: Monday - Friday between 5 a.m. - 7 p.m. Pacific time, and Saturdays between 6 a.m. - 2:30 p.m. Pacific time.
A Recordkeeper: A vendor that works with us to provide guidance on our retirement plan, and have flyers or guidance virtually to answer any questions you may have, and help you make the most of your benefits, but they don’t give investment advice.
New
Scan to make an appointment.
Reps: Jeanne Sutton & Bryan Peebles
Telephone: (866) 777-401K Ext 770
Email: srp-nashville@srpretire.com
What is a 401k advisor: A vendor helps you make financial decisions, offering guidance on investments and retirement planning. While recordkeepers ensure your account runs smoothly, advisors help you grow and manage your money wisely. We have always had an advisor, but we recently changed, the last one wasn’t really doing much for our account.
empower Enrollment forms
Download the form below to get your account started with Empower. Once completed and signed, submit to our HR Team.
After Empower processes your enrollment forms, you'll be able to create an online account and monitor your investments!
How much can i contribute?
Every year, the IRS reviews and releases the annual maximum amounts employees can contribute to their 401k plans. Click the button below to see what the current year's maximum contribution amounts are.
Bonus!
If you're over the age of 50, congratulations! You are eligible to enroll in Catch-Up Contributions. This is additional money you may contribute to your 401k Plan to bulk up your savings as you near retirement.
Download the form below and submit to our HR Team to enroll. See 2024 IRS Limits to see the annual limit you are allowed to contribute.
What if i had a 401k plan with my last employer?
Download the form below if you are interested in moving assets from your 401k account with your previous employer (or any qualified retirement plan / IRA). No taxes will be withheld from your rollover amount.
Once completed and signed, submit to our HR Team.
In-Plan Roth Rollover / Transfer Request
An In-Plan Roth Rollover (or transfer) allows a participant in a 401(k) retirement plan to move eligible pre-tax or non-Roth after-tax funds into a Roth account within the same plan. The amount rolled over becomes taxable, but any future growth and withdrawals in retirement are tax-free, assuming certain conditions are met. For more guidance speak to financial or 401k advisor.
LOAN FORMS
Calling the Empower Participant line is the only way to generate a new loan. Below are some additional forms or handouts that may be useful to you.
The Spousal Consent section of this form is required to be completed and signed by your spouse (and witnessed) if you are married.
Download and fill out this form to request a loan prepayment.
Summary Plan Description for detailed plan information see this document. For terms and types of withdrawals, see article 8.
WITHDRAWAL FORMS
Employees 59.5 years old may use this to request a non-hardship withdrawal from the Plan prior to separation from service.
HARDSHIP withdrawal FORMS
Used to request a hardship withdrawal from the Plan prior to separation from service. First complete a Participant Hardship Statement or Primary Beneficiary Hardship Statement as applicable. For withdrawal without financial hardship, complete an In-Service Withdrawal Request form.
The Spousal Consent section of this form is required to be completed and signed by your spouse (and witnessed) if you are married. If hardship is required for loans, you must complete the appropriate Hardship Statement. If you have any questions, please contact 1-800-743-5274.