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Planning for Retirement 

Retirement 

Retirement made simple with this 0-18 Month Timeline, and reminders of what to hit at every critical age milestone. Don't be caught off guard prepare for your retirement today, speak to a financial advisor about your retirement plans.

Medicare

Medicare made simple with our preferred partners. California employees have access to HUB's CA representatives. See the contact sheet below for the representative assigned to you by last name. CA & Out of State employees have access to SGIA medicare solutions a HUB partner. Don't forget to watch the webinar recording below for important medicare enrollment deadlines and guidance.

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WEBINAR & IMPORTANT INFORMATION

Smile On

Our Smile On program provides individual dental plans for retirees, including Delta Dental PPO™ and DeltaCare® USA plans. These plans include the services seniors need most, including preventive care like routine cleanings and exams at no out-of-pocket cost.

  • Our PPO plan offers two options: Premium and Basic. Our Premium option offers low out-of-pocket costs and coverage for procedures that many seniors need, such as crowns, dentures, denture repair and implants. The Basic plan offers less comprehensive coverage and a lower annual maximum than the Premium plan, but at a lower monthly premium.

  • DeltaCare USA is our fixed copayment plan and offers low-cost preventive dental care and coverage for a broad range of services, including crowns, dentures and implants, at a more affordable price than either of our PPO plans.

Retiring employees can get a quote online. To help, Delta also offer a flyer  to help make your transition to individual coverage a breeze.

AARP Plans

For retiring employees who belong to (or plan to join) AARP, we offer the AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company. Designed specifically for seniors, these individual plans offer comprehensive benefits and are endorsed by AARP. Like our individual plans, our AARP plans offer both PPO and DeltaCare USA options.

  • PPO Plan A is our most comprehensive plan that includes low out-of-pocket costs, no-cost preventive care and no waiting period for fillings and root canals. It offers the highest coverage for services such as implants, crowns, dentures.

  • PPO Plan B offers less comprehensive coverage for some services than PPO Plan A, but also features no waiting period for fillings and root canals and offers a lower monthly premium.

  • The DeltaCare USA option offers quality dental benefits, fixed copays and no annual deductibles, waiting periods or maximums at a more affordable rate than either PPO plan. (This option isn’t available in every state.)

Retiring employees can enroll or get a quote online. They can also request a free information guide. And regardless of their AARP membership, retiring employees can speak to a licensed agent to enroll or just to ask questions at 866–583-2085. Hours are 7 am to 11 pm ET from Monday through Friday, and 9 am to 5 pm ET on Saturday.

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